Flex Plan: 2018 Open Enrollment

2018 Open Enrollment Starts 12/05/2017

Although you will not receive your Open Enrollment materials until Thanksgiving, you can view 2018 rate and benefit information. If you want to receive your Open Enrollment Information early, sign up for email delivery and you will receive the information about 7-10 days earlier, receive a discount on your administrative fees and help reduce a significant amount of paper waste. 

2018 Rate and Benefit Information is available in the Insurance Options Section @ www.flexplan.com/insurance.

2018 Rate Summary

⚬  Kaiser Permanente (HMO): Rate increase of approximately 6.13%
⚬  Anthem Blue Cross Value HMO: Rate increase of approximately 7.8%
⚬  Anthem Blue Cross Prudent Buyer PPO – Plan 60: Rate increase of 2%
⚬  Anthem Blue Cross Prudent Buyer PPO – Plan 80: Rate increase of 3%

National (All States excluding California):
⚬  Anthem Blue Card PPO – Plan 60: Rate increase of 2%
⚬  Anthem Blue Card PPO – Plan 80: Rate increase of 3%

Anyone who is considering or is already covered by an Exchange or Individual Policy should review this information first. 

The group insurance rates for plans offered by the Flex Plan are always guaranteed for the calendar year. If you still have an individual or exchange policy, you should compare the benefits and rates of your current plan to the plans offered through the Flex Plan to see which option is best for you.


If you are covered by Exchange or Individual Policy you cannot use employer contributions for the payment of those premiums. In addition, if you or your dependents are not covered by a group insurance contract, the employer monies cannot be used for reimbursement of out-of-pocket medical expenses (unless you have “Grandfathered” monies in your account). Your group insurance may be any group policy, it does not have to be a Flex Plan group policy. For more information please review our Frequently Asked Questions on this topic at www.flexplan.com/aca

One thought on “Flex Plan: 2018 Open Enrollment

  1. Suzanna Melendez

    I have Kaiser insurance and would like to decline my flex plan until next year in Hope’s I’ll have enough saved for 2020


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