H&W: 2020 Health and Life Insurance Eligibility

Professional Musicians and Employers’ Health & Welfare Fund:

Eligibility & Enrollment Information

Please watch your mailbox as the Fund will be mailing Eligibility and Enrollment information to eligible participants in approximately mid-November of this year. The Fund will mail enrollment materials to the participant’s last address on file with the Fund’s Administrative Office, so please ensure that the Fund has your most up-to-date address information.

The enrollment materials will advise the eligible participant at which Level of coverage they have qualified (A, B or C), based on employer contributions the Fund received on the participant’s behalf during the most recent Qualifying Year: October 3, 2018, and October 2, 2019. Benefit summaries, co-premium costs and out-of-pocket expenses for the applicable Level are available on the Fund’s website: pacfed-musicians.com.

The qualifying Levels and available benefits are as follows: 

Again, and in order to be covered by one of the Fund’s benefit plans, for the Coverage Year beginning January 1, 2020, you must (A) have accumulated a minimum of $700 in employer contributions, for work performed October 3, 2018 through October 2, 2019, and (B) complete and return, to the Fund’s Administrative Office, the applicable enrollment form, along with the proper co-premium remittance no later than December 20, 2019.

Vision / Dental Plan Enrollment Changes for 2020

Starting with the Coverage Year effective January 1, 2020, a Participant that qualifies – based on Employer contributions remitted during the prior Qualifying Year (here; October 2, 2018 – October 3, 2019) – for all Levels “A” “B” or “C” coverage may be waived the Medical portion of the coverage and enroll in Dental and Vision only.  In order to be entitled to benefits/coverage from the Fund’s Dental Plan and the Vision Plan, the Participant must also properly and fully complete the required Enrollment Form, remit any required co-premium and timely send both to the Fund’s Administrative Office. Failure to timely and fully complete the Enrollment Form, and remit any co-premiums then due, will impact the Participant’s ability to obtain Dental Plan and Vision Plan benefits and coverage.

A new form to select/enroll in “Dental/Vision Only” has been created and must be completed, signed and returned to the Fund Administrative office within the Open Enrollment period (November 20 through December 20, 2019).

Life Insurance Coverage Requires Eligible Participants to Complete a Beneficiary Form

A Life Insurance Plan benefit of $20,000 is offered by the Fund to all eligible participants.  Enrollment in one of the Fund’s medical plans is not required; however, to be enrolled in and covered by the Life Insurance Plan (which includes an AD& D benefit), a completed, signed beneficiary form must be submitted to the Fund Administrative office during the Open Enrollment period (November 20 to December 20). Information regarding the Fund’s Life Insurance Plan and benefits are included in the annual enrollment materials/package. You  can also  find information about the Life Insurance Plan on the Fund’s website: pacfed-musicians.com.

The completed Life Insurance Plan enrollment/beneficiary designation form may be mailed to the Fund at:

Professional Musicians, Local 47 and Employers’ Health and Welfare
c/o PacFed Benefit Administrators
1000 N. Central Avenue, Suite 400
Glendale, CA 91202

You may also email the completed form to: musicians@pacfed.com

If you do not complete an insurance beneficiary form neither you nor your beneficiaries will be enrolled in the Life and AD&D benefit provided by the Fund through Prudential. In the event you are not enrolled in the Life Insurance Plan, your beneficiaries will not be eligible for any benefit payment whatsoever.

Also, please be sure to update your Life Insurance Plan beneficiary card so that the Fund has up-to-date information on who you want to receive the benefits in case of a claim.

Please visit the Fund’s website at pacfed-musicians.com for more information on all of the benefits provided by the Fund.

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